HUDcode home loan

In most cases the best you can hope for is a "personal loan" or "chattel loan". These loans come with a higher interest rate than most other types of real estate loans. This reflects the higher forfiture rates on this type of loan. The primary reason that more people "walk away" from a loan on manufactured housing is that there is seldom any equity in this type of housing. It does not typically appreciate the way permanent homes do. Most lenders that provide this type of loan treat it more like an auto loan than a car loan.