California Farm LoanCredit Cards and LoansA California farm loan is a loan either originated by or guaranteed by the federal government under the auspices of the FSA (Farm Service Agency). These loans can be for either purchase or for operating costs. Guaranteed California farm loan...FSA guaranteed loans provide conventional agricultural lenders with up to a 95 percent guarantee of the principal loan amount. The lender is responsible for servicing a borrower's account for the life of the loan. All loans must meet certain qualifying criteria to be eligible for guarantees, and FSA has the right and responsibility to monitor the lender's servicing activities. Farmers interested in these loans must apply to a conventional lender, which then arranges for the FSA guarantee. Direct California farm loan...FSA makes and services direct FO and OL loans. We provide our direct loan customers credit counseling and loan supervision so they have a better chance of success in their farming operation. FSA receives limited funding for direct loans, and applicants sometimes have to wait for funds to become available. To qualify for a direct loan, the applicant must be able to show sufficient repayment ability and pledge enough collateral to fully secure the loan. You can use this website address:
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